TERMS OF USE

Last updated: October 2025

Terms Of Use

By accessing or using this website, you agree to comply with and be bound by the following Terms of Use.

Please read them carefully. If you do not agree with any part of these terms, you should not use this website.

General Information

This website is owned and operated by Insure With Q, an independent life and health insurance practice licensed to operate in Alberta, British Columbia, Saskatchewan, and Manitoba, Canada.

The information provided on this site is for general educational purposes only and should not be construed as financial, legal, or tax advice.

All services are offered in compliance with licensing regulations applicable to the jurisdictions where Insure With Q and its representatives are authorized to operate.

No Professional Advice
The materials and resources provided through this website are intended for informational purposes only.

While every effort is made to ensure accuracy, no guarantee is given that the information is current, complete, or applicable to your personal circumstances.

Before making any financial or insurance decision, you are encouraged to consult directly with a licensed advisor or other qualified professional who can assess your unique situation and provincial requirements.

Use of the Website

You agree to use this website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the site.


You must not attempt to gain unauthorized access to the website, its servers, or any data connected to it.

 

Activities that could compromise the security, integrity, or availability of this site—including but not limited to hacking, data scraping, or transmitting malicious code—are strictly prohibited.

Intellectual Property

All content, branding, logos, images, graphics, and text on this website are the property of Insure With Q unless otherwise stated.

You may view, download, or print content for personal, non-commercial use only.

Reproduction, modification, distribution, or republication of any materials from this site—whether in print or digital form—without prior written consent from Insure With Q is prohibited.

All proprietary rights remain with Insure With Q and/or its respective licensors.

Links to Third-Party Sites

This website may include links to external websites or resources for your convenience and educational reference.

Insure With Q is not responsible for the content, accuracy, or privacy practices of those third-party sites and does not endorse or assume liability for any products, services, or opinions offered through them.

You are encouraged to review the privacy policies and terms of any external sites before engaging with them.

Disclaimer and Limitation of Liability

Insure With Q makes no warranties or representations, express or implied, regarding the accuracy, reliability, or completeness of the information on this site.

We do not guarantee uninterrupted or error-free access, nor do we warrant that the site or its server are free from viruses or other harmful components.

To the fullest extent permitted by law, Insure With Q and its representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of—or inability to use—this website.

This includes but is not limited to any loss of data, income, or profit, whether in contract, tort, or otherwise.

These Terms are governed by and interpreted in accordance with the laws of Alberta, British Columbia, Saskatchewan, and Manitoba, and the applicable laws of Canada.

Any legal disputes shall fall within the jurisdiction of the courts of these provinces.

Changes to Terms

Insure With Q reserves the right to update, modify, or replace these Terms of Use at any time without prior notice.

Any changes will take effect immediately upon being posted to this page.

Continued use of the website following such changes constitutes acceptance of the revised terms.

Contact Information

For questions, feedback, or concerns about our Privacy Policy, Terms Of Use or other website policies, please contact us.
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